Get Your Coverage Options

Tell us a little about your situation and a licensed agent will walk you through what is available to you: COBRA, ACA Marketplace, and private plans, side by side. There is no cost, and no obligation to enroll.

Request your options

Takes about a minute. A licensed agent will follow up, usually within the hour during business hours (Monday to Friday, 10:00 a.m. to 5:30 p.m. Eastern).

Full name (required)

Email (required)

Phone (required)

ZIP code (required)

State (required)

How many people need coverage? (required)

Anything else we should know? (optional)

I agree that COBRA My Policy and licensed agents of Prodest Insurance Group may contact me at the phone number and email address I provided, including by phone call, text message, and email, about health insurance options. Consent is not a condition of purchase. Message and data rates may apply. I may opt out at any time.

Please leave this field empty.

What happens next

1

We review your details

A licensed agent checks which plans and carriers are available in your area for a household your size.

2

We call you

Usually within the hour during business hours. We will ask about your doctors, prescriptions, and budget.

3

You compare and decide

You will see your options side by side. If you want to enroll, we handle the paperwork. If not, that is fine too.

Why people work with us

Licensed agents

We are state-licensed to sell health insurance and can explain every option available to you.

No cost to you

Our services are free to you.

No pressure

We will show you what is available. Whether you enroll is entirely your decision.

Your information stays private

We use your details to find plans, not to sell to third parties.

See the 45 states we are licensed in →

Would rather just talk it through?

A licensed agent can walk you through your options on the phone. No form required. Monday to Friday, 10:00 a.m. to 5:30 p.m. Eastern. See all the ways to reach us →

Submitting this form does not enroll you in a plan or guarantee coverage or eligibility. Plan availability, pricing, and subsidy eligibility vary by location, household size, and income. A licensed agent will review your specific situation with you.

This website provides educational information about health insurance and is a solicitation for insurance. It is a non-government website operated by Prodest Insurance Group, a health insurance agency that presents health plans, which may include Affordable Care Act (ACA) plans, private health insurance, short-term medical insurance, or supplemental insurance based on the consumer's selection. Qualified ACA plans must meet or exceed the essential benefit requirements of the Affordable Care Act; non-ACA plans are not required to provide all of the essential benefit requirements contained in the Affordable Care Act. Pre-existing condition provisions, benefit availability, limitations and exclusions vary by plan type and state. You should review all plan details and product brochures before purchase. To qualify for ACA health insurance coverage outside of the open enrollment period, you must meet special enrollment requirements.

*Eligibility for Affordable Care Act (ACA) Advance Premium Tax Credit (APTC) and cost-sharing reductions is based on annual federal income thresholds, household size, and plan availability within the applicable service area. Premium rates, plan availability, and subsidy amounts vary by state and marketplace. Final eligibility and premium obligations are determined by the Health Insurance Marketplace under Internal Revenue Code Section 36B and applicable federal regulations.

COBRA My Policy is a website operated by Prodest Insurance Group, a privately owned non-government website. Prodest Insurance Group, LLC, National Producer Number 19515569. This website serves as an invitation for you to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for a licensed agent of Prodest Insurance Group to contact you with further information, including complete details on cost and coverage of health insurance.